Just gone through the process of affilaiting our teams to the FA for the 2023/24 season. I must admit to feeling a little aggrieved about the team Insurance payments. The current set up means that we seem to be paying multiple Insurance premiums for the same players? Lots of walking footballers play across different age categories and in essence a club are paying twice or three times for one player to play in 3 teams. For example a female player plays in our ladies only team across two age groups plus one of our mixed gender teams as well. Surely the FA and the Insurance providers can find a suitable way for individual players to be covered across teams.Surely a nominal fee of around £3 per player linked to their FAN number would be a way forward?